The first step in financial planning is to make sure you have the right advice.
Why? Because by developing the right strategies to manage your financial affairs you can achieve your life goals. You wouldn’t need a financial plan if it was all as easy as putting money away in the bank every week. But with the complexities of superannuation, investments, tax and ever-changing rules and regulations, everything becomes much trickier.
You might be asking “Should I set up a SMSF, buy an investment property or move all my money into Crypto?”
Before we can answer that and jump into building you a solid financial plan, we need to know more about your bigger goals and plot you a path to get there.
So, rather than looking at these issues on an individual basis, we ask how does this investment, strategy or product fit into your overall plan?
Our approach is around ‘Goals Planning Strategy’.
We start by quantifying your goals. Then we craft a plan to reach those goals and utilise whichever strategies, investments and products are required.
We aim to show you how to effectively reach your goals while taking on the least amount of risk.
This part of the process may look simple, but it’s filled with many pitfalls. We firmly believe our years of expertise and knowledge will give you a far better chance of succeeding than by doing it yourself.
Then, once we put a plan in place, it’s about measuring it on an ongoing basis to make sure you remain on track to reach your target.
We’ll set you up to succeed, but your success will rely heavily on your commitment and involvement in the process. That’s why we prefer to work with clients who are ready to take advice and get hands-on.
Of course, we can do everything for you however ,we like to have you on the journey next to us.