Pathway to Wealth Guide – 7. Build a Professionally Managed Share Portfolio 2

The Benefits of Investment Diversification. When it comes to financial management, no single investment will continually outperform all other investments all of the time. To minimise potential losses and to smooth your investment returns over the longer term, you should spread your portfolio across various investments. But that can be easier said than done so […]

You’ve Paid Off Your Mortgage! Now What?

Paid off your mortgage? Woo-hoo! Break out the champagne and celebrate the freedom you must now feel! But once the dizzy excitement has passed, what will you do next? Discharge or not? The first question is should you discharge your mortgage? You can keep the loan facility open, with a zero balance, and retain the […]

Pathway to Wealth Guide – 4. Manage Your Borrowings Wisely

Borrowing to Invest. Borrowing, or gearing, can help you accelerate your wealth creation. It can allow you to buy assets such as an investment property, or shares that you may not be able to afford outright. By borrowing money to invest, you could potentially multiply your investment profits and achieve your wealth goals sooner. Note however […]